The South Indian Bank Limited — Investor Meet, 22-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

South Indian Bank Q1 FY27 net profit surged 17% YoY to INR378 Cr. Total deposits grew 11% to INR125,817 Cr, with advances up 17% to INR104,368 Cr. Net interest margin improved to 3.23% (up 28 bps QoQ) due to lower cost of deposits and better asset yields, expected to harden further. Gold loans grew 43% to INR24,930 Cr (average ticket size INR0.0294 Cr). MSME growth is anticipated to scale. Management continues to focus on shifting the asset mix towards higher-yielding retail/MSME segments. This was CEO P.R. Seshadri’s final call, thanking stakeholders.