ICICI Bank Limited — Investor Meet, 23-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

ICICI Bank reported robust Q1 results: profit after tax increased 15.9% year-on-year to ₹14,805 Cr, with Net Interest Income up 12.7% to ₹24,384 Cr, and Net Interest Margin at 4.36%. Total loans grew 19.6% year-on-year, reflecting broad-based economic momentum and increased corporate working capital demand. Deposits also rose 14%. The net NPA ratio stood at 0.35%. Management anticipates NIMs to be range-bound, noting the FCNR(B) deposit program could be marginally dilutive but earnings accretive. The bank emphasizes risk-calibrated profitable growth, supported by a strong balance sheet and ongoing AI investments to enhance customer experience. Sentiment remains confident on sustained growth.