Poonawalla Fincorp Limited — Investor Meet, 23-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Poonawalla Fincorp delivered a strong Q1 FY27. AUM grew 11% QoQ to ₹67,054 crores, with Profit After Tax up 20.8% QoQ to ₹308 crores and ROA at 1.98%. Asset quality improved, with GNPA at 1.37% and credit cost at 2.4%. Management highlighted a "risk-first" approach and diversified product mix. New products contribute 26% of disbursements, and disbursement yields expanded ~50 bps QoQ. AI is significantly enhancing efficiency in credit, collections, and marketing. The company's strategic focus is on sustained, predictable profit growth, targeting 3-3.5% ROA by June 2028.