Yes Bank Limited — Investor Meet, 24-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

YES Bank's Q1FY27 Net Profit surged 33.7% YoY to ₹1,071 crore, with Operating Profit up 25.5% to ₹1,704 crore. Net Interest Income grew 17.5% YoY to ₹2,786 crore, and Net Interest Margin improved to 2.7%. The bank saw strong core fee growth of 18.7% and improved Cost-to-Income ratio to 62.8%. Asset quality improved, with GNPA at 1.3% and NNPA at 0.2%. Advances grew 18.3% YoY to ₹285,000 Cr, and Total Deposits rose 14.3% YoY to ₹315,000 Cr. Management aims for NIM above 3% in two years and targets 15-17% loan growth, expecting full-year ROA of around 1%. Capital position remains comfortable at CET-1 of 14%, with an enabling resolution for future capital raise to maintain buffers. Management expressed confidence in sustained core profitability.