Indian Overseas Bank reported a record Q1 FY27 Net Profit of INR 1,659 Cr (+49% YoY) and 22.75% YoY advances growth. Asset quality improved significantly, with GNPA at 1.33% and NNPA at 0.18%. Domestic Net Interest Margin (NIM) reached 3.48%. Management projects sustained profitability and 13-14% credit growth, targeting NIMs of 3.3-3.4%. The bank plans to raise INR 5,000 Cr equity in Q3/Q4 and is focusing on CASA and digital initiatives, with 96% of transactions now digital. The outlook reflects confidence in consistent performance and strong asset quality.