The New India Assurance Company Limited — PPTs, 24-07-2026: Investor Presentation

**Business Performance:**

New India Assurance reported a challenging Q1 FY27. Gross Written Premium (GWP) saw a muted 2.9% growth to ₹13,720 Cr, impacted by a 27.8% crash in the general insurance property market. The Motor Third Party (TP) segment faced significant pressure from claim inflation and no premium hikes, leading to a spiked loss ratio. This quarter resulted in a Net Loss of ₹257 Cr, a sharp decline from ₹391 Cr profit in Q1 FY26, primarily due to increased claims and operating costs.

**Growth Drivers & Strategic Initiatives:**

Management plans to diversify the business mix, focusing on retail and MSME sectors and launching innovative products in less competitive areas. The company aims to boost growth in segments beyond Motor and Health. Strategic focus also includes enhanced risk management and digital initiatives like AI/ML chatbots, claim automation, and improved customer portals.

**Key Financial Metrics & Outlook:**

Despite the loss, the Solvency Ratio remained healthy at 1.80x. Assets Under Management (AUM) stood robust at ₹1,00,802 Cr, with Net Worth at ₹23,393 Cr. Management noted the industry is seeking a Motor TP premium hike and the company will continue efforts to improve profitability by diversifying product lines.