Aavas Financiers Limited — Investor Meet, 27-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Aavas Financiers reported a strong Q1FY27: Net profit rose 23% YoY to Rs 171 Cr. Loan disbursements surged 41% YoY to Rs 1,610 Cr, taking AUM to Rs 23,930 Cr (+15.4% YoY). NIMs expanded to 7.70%, and cost-to-income improved to 43.7%. Asset quality remains strong with Gross Stage 3 at 1.11%. Management aims for 17-18% AUM growth in FY27 and 20% medium-term growth, focusing on productivity and home loan market share. They anticipate slight spread compression below 5% but expect stable ROA/ROE from operational efficiencies.