Northern Arc Capital Limited — PPTs, 27-07-2026: Investor Presentation

NORTHARC reported a strong Q1FY27, with Profit After Tax (PAT) climbing 41% YoY to INR 114 Cr and Net Interest Income (NII) rising 32% to INR 394 Cr. Total Lending Asset Under Management (AUM) grew 26% YoY to INR 16,855 Cr.

The company is strategically building its granular Direct-to-Customer (D2C) lending book across MSME, Consumer, and Rural segments; D2C AUM now forms 64% of the total, surpassing INR 10,000 Cr. This expansion is powered by their proprietary nPOS digital lending platform and robust tech stack.

Recent developments include SEBI approval for two performing credit funds and an "Outstanding ESG Impact Rating" from ICRA. A new MOU with Yes Bank aims to accelerate inclusive credit.

Key financial metrics highlight Return on Assets (RoA) at 2.7% and Return on Equity (RoE) at 11.5%. Asset quality remains strong, with Net Non-Performing Assets (NPA) at 0.5% and credit cost at 2.6%. NORTHARC continues its focus on sustainable growth and financial inclusion, leveraging technology to expand its reach.