Mahindra & Mahindra Financial Services Limited — Investor Meet, 27-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Mahindra Finance reported robust Q1 FY27 results, with standalone PAT up 70% YoY and consolidated PAT at INR 927 Cr (up 75%). ROA reached 2.4%, with GS3 at an 8-year low of 3.45% and credit cost at 1.5%. Management highlighted a pivot to growth, with core wheels business growing 20% and new engines (SME, mortgage, PL) up 79%. AUM grew 13%. The company targets 16-18% AUM CAGR for FY26-31, driven by a diversified asset base and digital/AI integration for efficiency. Proactive risk management and ~INR 5,500 Cr liquidity buffers are maintained amidst external risks. Management is confident in execution but watchful of the dynamic environment.