Punjab & Sind Bank — Investor Meet, 27-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Punjab & Sind Bank posted robust Q1 FY27 performance. Overall business grew 15.27% to Rs 2,66,420 Cr, driven by 19.35% advances and 12.16% deposit growth. Net profit increased 23.05% to Rs 331 Cr, with Net Interest Income up 15.33% YoY. Asset quality improved: Gross NPA at 2.21% and Net NPA at 0.65%; PCR at 92.33%. Management targets 19-20% advances growth, 64-65% RAM advances, NIM 2.60-2.65%, ROA 0.85-0.90%, and ROE around 12%. The bank is focusing on digital lending, high-yielding assets, and branch expansion, with a confident outlook.