Bandhan Bank Limited — Investor Meet, 27-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bandhan Bank reported robust Q1FY27 gross advances growth of 16% YoY to INR 156,000 Cr, with Profit After Tax up 35% YoY to INR 502 Cr. Non-EEB loans, now 2/3 of the book, grew 27% YoY, boosting diversification. NIM remained stable at 6.2%, and credit costs improved to 1.8%. Management revised its Q4FY27 ROA outlook to 1.2-1.4% from 1.6-1.8%, citing external macro headwinds like geopolitical events, monsoon uncertainty, and higher funding/tech costs. Internal metrics like asset quality and collection efficiency showed resilience. The bank emphasizes calibrated growth, operational efficiency, and tech investments for long-term value.