Manba Finance Limited — PPTs, 28-07-2026: Investor Presentation

Manba Finance posted strong Q1-FY27 results. Assets Under Management (AUM) reached ₹1,730.8 Cr, a 22.3% YoY jump. Profit After Tax surged 35.7% to ₹13.3 Cr, with Net Interest Income up 35.9% at ₹41.6 Cr. Disbursements saw robust growth of 36.9% YoY, totaling ₹226.3 Cr. Diluted EPS came in at ₹2.64.

The company is strategically diversifying beyond its core two-wheeler segment (84.1% of AUM) into 3-wheelers, used cars, personal loans, and MSME LAP. Growth is driven by geographic expansion into South India (starting with Karnataka) and significant investment in technology for rapid loan approvals (60% in under a minute). Recent highlights include launching MSME LAP disbursements and expanding its network to 134 locations and 1,784 dealer partners. Management is focused on EV financing, market penetration, and enhancing customer experience through AI and digital processes. Asset quality remains sound with Gross NPA at 3.41% and Net NPA at 2.52%.