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AU Small Finance Bank reported strong Q1 FY27 performance with Profit After Tax up 37% YoY to 796 Cr. Net Interest Margin rose 47 bps YoY to 5.9%. Deposits grew 24% YoY to 158,000 Cr, and the loan portfolio expanded 23% YoY. Slippages declined 22% YoY to 798 Cr. The bank is expanding its pan-India presence, with gold loan growth of 130% YoY to 4,500 Cr and vehicle finance up 28% YoY to 48,600 Cr. Management prioritizes deposit growth, tech-led efficiency with AI, and disciplined risk management, anticipating sustainable growth. The bank displays a confident outlook on its future.