The Jammu & Kashmir Bank Limited — Investor Meet, 29-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Jammu & Kashmir Bank reported mixed Q1 FY27 results. Deposits grew 16.7% YoY to ₹1,73,420 Cr, and Net Advances rose 26.6% YoY to ₹1,28,183 Cr, pushing total business past ₹3 trillion. Operating Profit increased by 4.5% to ₹703 Cr, but Net Profit declined to ₹424.18 Cr. Asset quality continued to improve, with GNPA at 2.37% and NNPA at 0.60%, alongside a strong Provision Coverage Ratio of 90.53%. Digital transactions hit over 94%. Management remains focused on J&K and Ladakh growth, highlighting the bank’s robust capital adequacy and turnaround story.