CREDITACCESS GRAMEEN LIMITED — Investor Meet, 29-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

CreditAccess Grameen reported a strong Q1 FY27 with AUM reaching INR 30,319 Cr, up 16.4% YoY. Profit After Tax surged to INR 493 Cr, driving ROA to 5.9% and ROE to 24.4%. Asset quality improved, with Gross NPA at 2.18% and Net NPA at 0.76%. The retail finance book expanded to 20.6% of AUM, showing strong growth. Management sees no current impact from external risks like El Nino or West Asia crisis, maintaining a positive outlook. They aim for INR 50,000 Cr AUM by calendar year 2028, funded by internal accruals. Future pricing adjustments (e.g., 50 bps cut) are possible depending on sustained credit cost trends.