Bajaj Housing Finance Limited — Investor Meet, 29-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bajaj Housing Finance reported strong Q1 FY27 results with Profit After Tax (PAT) up 23% year-over-year (YoY) to ₹715 Cr. Assets Under Management (AUM) grew 24% YoY to ₹1,49,624 Cr, driven by record quarterly disbursements of ₹19,509 Cr, up 33% YoY. Annualized Return on Assets (RoA) remained stable at 2.3%, while Return on Equity (RoE) improved to 12.5%. Operating efficiency improved, with Opex to Net Total Income (NTI) at 19.6%. Asset quality was healthy, with Gross Non-Performing Assets (GNPA) at 0.29% and credit cost at 0.05%. For FY27, management forecasts 21-23% AUM growth, 20-25 basis points (bps) Net Interest Margin (NIM) moderation, 19-20% Opex to NTI, 30-35 bps GNPA, and RoA of 2.1-2.3% with RoE of 12-13%.