Star Health and Allied Insurance Company Limited — PPTs, 29-07-2026: Investor Presentation

Star Health reported a robust Q1FY27. Gross Written Premium (GWP) rose 19% YoY to ₹4,287 Cr, with Retail Fresh GWP surging 37% YoY to ₹730 Cr. Profit After Tax (PAT) increased 25% YoY to ₹550 Cr, while the Combined Insurance Service Ratio (CISR) improved to 97.0%. Underwriting Result saw a significant jump to ₹111 Cr.

The company's strategy focuses on enhancing its granular retail distribution through a massive 8.5 Lakh agent network and accelerating its Digital D2C channel, which grew 142% in Retail Fresh GWP. Recent tech advancements include its ATOM Pro agent app and a scaled customer app. AI/ML is boosting claims processing efficiency, with 91% of claims handled by the new platform. Management is prioritizing sustainable growth, core underwriting profitability, and customer centricity.