Satin Creditcare Network Limited — PPTs, 30-07-2026: Investor Presentation

SCNL kicked off Q1FY27 with a bang, hitting its strongest Q1 in 8 years! Consolidated Assets Under Management (AUM) jumped 27% YoY to ₹15,935 Cr, with disbursements surging 56% to ₹3,495 Cr. Net Profit (PAT) skyrocketed 172% YoY to ₹123 Cr, powered by improved asset quality as Gross NPAs dropped to 2.2%.

Growth is driven by smart diversification into secured housing and MSME lending via subsidiaries, which now contribute 19% of AUM. Tech plays a big role, streamlining operations and enhancing risk management. New branches and strategic entry into Kerala signal expansion. Promoters are infusing ₹100 Cr, showing strong belief. The company also secured a license for a new AIF fund.

Looking ahead, management is confident, revising the FY2030 AUM target to ₹32,000 Cr. FY27 guidance aims for 20-25% AUM growth and 3.5-4.0% Return on Assets. Net Interest Margin (NIM) rose to 14.36%, and credit costs reduced significantly. This is a story of strong execution and strategic vision!