Bank of India — Investor Meet, 30-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bank of India Q1 FY27: Net Profit surged 36.23% to ₹3,068 Cr, Operating Profit jumped 25.99% to ₹5,051 Cr. Global business expanded 16.57% to ₹1,755,000 Cr, fueled by 18.64% advances growth (₹798,000 Cr) and 14.90% deposit growth (₹958,000 Cr). Asset quality strengthened with Gross NPA at 1.81% and Net NPA at 0.51%.

Management remains confident for FY27, targeting 1%+ ROA and improved global NIM. Strategic focus includes cost optimization, yield enhancement, and technology for efficiency. The bank plans to raise ~$4.2 billion in foreign currency, with gold loans up 52% YoY to ₹57,000 Cr.