Spandana Sphoorty Financial Limited — Investor Meet, 31-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Spandana Sphoorty reported strong Q1 FY27 results with AUM up 11% QoQ to INR 4,887 Cr and PAT at INR 12 Cr. Collection efficiency held at 99.5%, and net credit cost was 2.1%. Borrowing costs declined to 12.8%, boosting NIMs to 12.5%. Management aims for INR 6,000-6,500 Cr disbursements this year, targeting INR 10,000 Cr AUM by FY28. Strategic priorities include piloting an individual loan product, expanding in Tamil Nadu and Maharashtra, and migrating to a new LOS platform. Management maintains an optimistic tone, emphasizing disciplined growth and strong controls.