Bajaj Finserv Limited — PPTs, 31-07-2026: Investor Presentation

Bajaj Finserv reported a strong Q1, with consolidated revenue up 19.1% to ₹ 42,037 Cr and attributable profit after tax rising 12.3% to ₹ 3,132 Cr. Excluding mark-to-market gains, profit growth was 5%.

**Business Performance:** Lending arms shined: Bajaj Finance's AUM surged 23.9% to ₹ 546,944 Cr and profit jumped 27.4%. Bajaj Housing Finance also saw AUM grow 24.3% to ₹ 149,624 Cr and profit up 22.6%. Both improved asset quality. Insurance saw mixed results: Bajaj General's gross written premium (GWP) grew 11.3% but profit fell 27.6% due to lower capital gains. Bajaj Life's GWP soared 35.1% with value of new business (VNB) up 86.6%, though profit dropped 70.2% impacted by lower capital gains and GST. Emerging businesses like AMC and Financial Securities showed strong AUM and revenue growth, while Bajaj Finserv Direct reduced losses.

**Growth Drivers/Strategy:** The group is laser-focused on digital transformation, with "FinAI" and "InsurAI" initiatives central to enhancing customer experience, tech capabilities, and risk management. A diversified product suite, extensive distribution network, and customer obsession are key strategic pillars to achieve its vision as a "Lifecycle Partner to every Indian."

**Recent Developments:** Bajaj Finance added 51 lakh new customers. Bajaj Finserv Health secured a major government contract for claims, and Bajaj AMC's SIP book grew 66%.

**Outlook:** Management emphasizes sustainable and profitable growth across its diverse financial services ecosystem, driven by strategic investments in technology and analytics.