IDFC First Bank Limited — Investor Meet, 31-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

IDFC FIRST Bank reported a strong Q1 FY27 profit of INR1,075 crore, marking a 132% YoY increase. The loan book expanded by 20.6% YoY to INR305,000 crore, while customer deposits grew 16.6% YoY to nearly INR300,000 crore, with CASA ratio improving to 50.8%. Asset quality significantly strengthened, with Gross NPA at 1.51% and Net NPA at 0.44%. Management now projects a full-year ROA of 1% and upgraded NIM guidance to approximately 5.8%. Credit cost guidance has been reduced to 150-160 basis points. The bank highlighted its customer-first culture, robust governance, and advanced technology. The outlook reflects confidence in sustained growth and efficiency gains.