IDFC First Bank Limited — Investor Meet, 31-07-2026: Analysts/Institutional Investor Meet/Con. Call Updates

IDFC FIRST Bank reported a strong Q1 FY27. Profit After Tax crossed 1,000 Cr for the first time, reaching 1,075 Cr (YoY +132%). Loan book grew 20.6% YoY to 305,000 Cr, while customer deposits approached 300,000 Cr, with CASA ratio improving to 50.8%. Asset quality saw improvement with GNPA at 1.51% and NNPA at 0.44%. Management anticipates full-year Return on Assets (ROA) to reach 1% (an upgraded outlook) and credit costs to reduce to 1.5-1.6%. The bank emphasizes its customer-first culture, robust governance, and technology-driven growth, projecting continued improvement in cost-to-income ratio below 70%.