Aditya Birla Capital Limited — PPTs, 31-07-2026: Investor Presentation

Aditya Birla Capital delivered strong Q1 FY27 results. Consolidated revenue surged 29% YoY to ₹14,731 Cr, with Profit After Tax (PAT) up 40% YoY to ₹1,175 Cr. Total Assets Under Management (AUM) grew 36% YoY to ₹7,52,745 Cr, and the lending portfolio increased 32% YoY to ₹2,19,289 Cr. NBFC PAT rose 28%, Housing Finance PAT leaped 96%, Life Insurance individual first-year premium grew 20%, and Health Insurance gross written premium was up 50%.

Growth is driven by a robust omnichannel approach and digital transformation, focusing on scaling alternative assets, growing traditional and credit life products, and a 'Health First' model. Recent developments include becoming a 'Frontier AI Organisation', leveraging AI for underwriting, sales, customer service, and marketing. Digital platforms like ABCD (1.2 Cr customers) and Udyog Plus (2.42 mn MSME registrations) are boosting efficiency and growth. Management aims to accelerate segment growth, deepen market penetration, and use analytics for upsell/cross-sell, reinforcing digital reinvention and strong risk management.