Bajaj Finserv Limited — PPTs, 31-07-2026: Investor Presentation

Bajaj Finserv (BFS) kicked off Q1 FY27 strong, with consolidated revenue up 19.1% to ~42,046 Cr and profit after tax (attributable) increasing 12.3% to ~3,128 Cr. Lending subsidiaries drove this growth: Bajaj Finance's AUM surged 23.9% to ~546,897 Cr, with PAT up 27.5% to ~6,076 Cr. Bajaj Housing Finance's AUM grew 24.3% to ~149,603 Cr, and PAT climbed 22.6% to ~718 Cr. Meanwhile, Bajaj Life Insurance's Gross Written Premium jumped 35.1% to ~7,400 Cr.

BFS is building an ecosystem to be a "Lifecycle Partner to every Indian," focusing on profitable growth through diversified financial services. Their strategy relies heavily on AI integration (FinAI, InsurAI) to boost customer experience, optimize operations, and manage risk.

Recent developments include continued capital deployment into wealth management, re-insurance, and pension funds. Emerging businesses like Health Tech, Marketplace, and Asset Management are scaling up, with Bajaj Finance booking 1.61 Cr new loans and adding 51 lakh customers in Q1 FY27. Management targets significant long-term growth by FY2030, aiming for consolidated total income of ~311,000-340,000 Cr and a customer base of 200-220 million.