City Union Bank Limited — Investor Meet, 01-08-2026: Analysts/Institutional Investor Meet/Con. Call Updates

City Union Bank reported strong Q1 FY27 results with credit growth up 25% YoY to ₹67,645 crore and deposits up 21% to ₹79,342 crore. Gross NPA reduced to 1.73% and Net NPA to 0.61%. PAT hit a new high of ₹383 crore, up 25%, with operating profit also at a record-high of ₹581 crore. NIM stood at 3.78%. Management expects credit growth 2-3% above industry, with NIMs around 3.65-3.70% and ROA above 1.55%. Focus remains on secured MSME and gold loans. The bank is confident in maintaining asset quality and profitability.