Bajaj Finance Limited — Investor Meet, 04-08-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bajaj Finance reported an "excellent" Q1 FY27, with profit growth of 28% and ROE at 20.4%. AUM saw a record addition of ₹37,000 Cr, fueled by Gold Loan (up 112%) and strong consumer finance growth. Credit quality improved with loan loss to average AUF at 1.54%, driven by better vintage performance, alongside a ₹296 Cr macroeconomic provision. The company is rapidly expanding FinAI, using bots for underwriting, disbursements (₹2,500 Cr in Q1), and customer service. Management expresses confidence, focusing on long-term sustainability, balance sheet resilience, and micro-level execution, with guidance potentially revised post-Q2.