PNB Housing Finance Limited — PPTs, 04-08-2026: Investor Presentation

PNB Housing Finance reports solid Q1 FY27! 💪 Loan Book grew 15% YoY to INR 89,670 Cr, driven by a 16% rise in Retail loans. Reported disbursements climbed 18% YoY. Profit After Tax (PAT) increased 4% YoY to INR 557 Cr. Asset quality shines with Gross Non-Performing Assets (GNPA) steady at 0.95%.

Strategy focuses on high-yielding Affordable & Emerging Markets, now 46% of retail disbursements, set to boost margins. New ventures like Micro Housing Finance (Q2 FY27) and Emerging Developer Finance are on the horizon. Digital onboarding and AI pilots are enhancing efficiency and customer experience. 🚀

Key metrics: Return on Assets (ROA) at 2.37%, Return on Equity (ROE) at 11.44%, and Net Interest Margin (NIM) at 3.50%. PNBHFL is committed to sustainable profitability through smart NIM management, cost control, and top-tier asset quality via strong underwriting and collections. #PNBHFL #HousingFinance #Q1Results