Star Health and Allied Insurance Company Limited — Investor Meet, 05-08-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Star Health reported strong Q1 FY27 financial results: Profit After Tax (PAT) grew 25% YoY to Rs. 550 Cr, with normalised PAT up 44% to Rs. 386 Cr, and annualised ROE reaching 15.6%. Gross written premium increased 19% YoY to Rs. 4,287 Cr, boosted by a 37% rise in fresh retail GWP. Underwriting profit improved to Rs. 111 Cr, marking the fourth consecutive quarter of improvement, with the Combined Insurance Service Ratio (CISR) at 97%. Management highlighted disciplined risk selection, over 90% of retail business from proprietary channels, and significant investment in digital and AI for efficiency and customer service. The company aims for continued profitable growth and a mid-to-high teen ROE.