IndoStar Capital Finance Limited — Investor Meet, 05-08-2026: Analysts/Institutional Investor Meet/Con. Call Updates

IndoStar Capital Finance reported Q1 FY27 PAT of INR11 Cr against a loss last year, with AUM up 6% YoY to INR8,244 Cr. Disbursements grew 44% YoY to INR1,235 Cr, driven by strong vehicle finance and 85% growth in Micro LAP. Management aims for 35% CAGR disbursement growth, citing improved underwriting (80% NPAs from old book), significant sales force expansion, and branch network growth. Micro LAP, targeting 15-20% of AUM, shows strong asset quality. The company expects lower credit costs and improved profitability as the old loan book runs off. Sentiment is confident on sustainable profitable growth.