RNFI Services Limited — PPTs, 08-08-2026: Investor Presentation

RNFI Services reported an 8% revenue growth to ₹269.9 Cr for the quarter, with Gross Profit climbing 15% to ₹43.4 Cr driven by a stronger business mix. However, EBITDA declined 10% to ₹11.5 Cr and Profit After Tax (PAT) fell 19% to ₹5.1 Cr, impacted by strategic investments in new leadership and business lines. A positive trend was the 27.9% jump in Average Revenue Per Sahayak (ARPU) to ₹1946, and a 26% increase in Sahayaks cross-selling 4+ products, reflecting deeper engagement.

The company's strategy focuses on integrating acquisitions like Payworld and Paysprint to boost cross-sell and improve margins. Insurance and delinquent loan collection are key growth engines, expected to scale significantly in Q3/Q4. Recent notable developments include AMFI registration for mutual funds, an AD-II forex licence to tap B2B/NRI flows, and new partnerships for Business Correspondent services and RNFI Money expansion. Management views current margin pressures as a deliberate investment for future growth, anticipating positive financial impact from integrated platforms and continued expansion in high-margin offerings.