Fusion Finance Limited — PPTs, 10-08-2026: Investor Presentation

Fusion Finance delivered strong Q1 FY27 results. Assets Under Management (AUM) increased 4% quarter-on-quarter (QoQ) to ₹7,702 Cr, while disbursements surged 88% year-on-year (YoY) to ₹1,783 Cr. Profit Before Tax (PBT) jumped 67% QoQ to ₹62 Cr, reflecting improved Net Interest Margin (NIM) of 11.93%. Asset quality significantly strengthened, with Gross Non-Performing Assets (GNPA) improving 70 basis points QoQ to 2.51%. Credit costs also declined for the seventh straight quarter to ₹40 Cr. The company's Capital to Risk-weighted Assets Ratio (CRAR) stands at a healthy 36.95%, with ₹1,880 Cr liquidity.

The company is driving sustainable growth through strategic initiatives like deploying AI-powered technology for enhanced customer engagement, underwriting, and risk management. They are expanding geographically, especially scaling their MSME business in Tamil Nadu. Recent updates include approval for the Credit Guarantee Scheme (CGS MFI 2.0) to lower funding costs and a planned launch of an individual loan product. Management views MSME as a key growth driver, leveraging MFI branch infrastructure for scale and impact.