Mufin Green Finance Limited — PPTs, 11-08-2026: Investor Presentation

Mufin Green Finance (MGFL) delivered strong Q1 FY27 results. #Q1FY27

**Business Performance:** Assets Under Management (AUM) hit ₹1,599.23 Cr, up 69.4% YoY, with total disbursements at ₹449.40 Cr, growing 37.3% YoY. Profit Before Tax (PBT) soared to ₹18.82 Cr (+345.6% YoY) and Profit After Tax (PAT) reached ₹14.01 Cr (+345.6% YoY), driven by a 64.3% YoY rise in Net Interest Income to ₹35.16 Cr and a 17.2% reduction in operating expenses. Gross NPA remained low at 1.91%, and CRAR was healthy at 30.55%. Mediclaim financing surged 56.2% YoY in disbursements, contributing 42% of AUM. Salary Saathi disbursements grew 38.4% QoQ, emerging as the fastest-scaling vertical.

**Growth Drivers/Strategy:** MGFL's digital, branch-light model focuses on low-risk verticals like Mediclaim financing with self-securing structures and Salary Saathi's payroll-linked government lending model. Tech-first operations led to a 26.45% reduction in headcount while cumulative disbursements grew 6.9x, showcasing strong operating leverage.

**Recent Developments:** Union Bank and Wint Wealth provided new lender facilities totaling ₹125 Cr. CRISIL assigned a 1% + 0.25% Loss Given Default to the Mediclaim pool, affirming asset quality. The company is actively expanding Salary Saathi partnerships across 6+ new states and strengthened its leadership team.