General Insurance Corporation of India — PPTs, 15-08-2026: Investor Presentation

GIC Re reported a strong Q1 FY27, with Profit After Tax (PAT) of 1,922 Cr and Gross Written Premium (GWP) of 13,475 Cr. Its combined ratio improved to 104.9%, and solvency ratio stands robust at 432%. Domestic business drives 86% of premiums, with health and agriculture segments showing growth.

The company leverages its position as the 9th largest global reinsurer with an A- rating. Strategic focus includes geographical diversification, exploring new segments like cyber risk and parametric covers, and enhancing underwriting profitability through advanced modeling. They are also building catastrophe reserves for climate change risks.

GIC Re is undergoing digital transformation with initiatives like Project Parivartan, SAP S4HANA migration, and offering new parametric ART covers. Management aims to maintain its dominant Indian market share amidst a growing reinsurance sector and is committed to improving financial health.