Laxmi India Finance Limited — Investor Meet, 17-08-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Laxmi India Finance reported a strong Q1 FY27: AUM grew 28% YoY to INR1721.7 Cr, with PAT surging 70% to INR16.4 Cr. NIM expanded to 11.36%, ROA to 3.45%, driven by lower borrowing costs (down 67 bps to 10.66%). Gross NPA improved to 2.08%. Management targets 30-35% annual AUM growth, focusing on secured MSME lending and expanding in Tier 2/3 markets with disciplined underwriting. Credit costs increased due to vehicle finance, which is actively being addressed. The company maintains a confident outlook for continued profitable growth.