Arman Financial Services Limited — Investor Meet, 20-08-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Arman Financial Services started FY27 strong! Consolidated AUM hit a record **INR2,925 Cr** (+36% YoY), with Q1 disbursements at a record **INR686 Cr** (+76% YoY). Profit after tax soared to **INR45 Cr** from a loss a year ago.

Collections are solid (96.6% efficiency), and asset quality improved with GNPA at 2.76%. Management is cautiously optimistic, focusing on disciplined growth and quality over volume, citing ongoing macro uncertainties despite favorable data. Individualized credit assessment and strengthened collection teams are paying off, boosting operating efficiency. Liquidity is healthy. While growth outlook is strong, the company prioritizes protecting asset quality.