Bank of India — Credit Ratings, 28-08-2026: Credit Rating

Acuite Ratings & Research reaffirmed Bank of India's Basel III Additional Tier-I Bonds at ACUITE AA+ (Stable) and Tier-II Bonds at ACUITE AAA (Stable). This reflects BoI's improved earnings, strong capital (CAR 18.01%), better asset quality (GNPA 1.98%, NNPA 0.56%), and robust government support. The bank posted its highest-ever PAT of Rs. 10,527 Cr in FY26.