OnEMI Technology Solutions Limited — Investor Meet, 04-06-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Kissht reported robust FY26 financial results. AUM surged 73% YoY to ₹ 7,066 Cr, with full-year PAT up 75% to ₹ 281 Cr. Asset quality strengthened, cutting GNPA to 2.12% and maintaining over 97% collection efficiency. The company guides for over 40% AUM growth in FY27, targeting GNPA below 2.25%. Management's strategy involves deliberate yield moderation to attract higher-quality customers, improving impairment costs. AI and ML are key to underwriting and collections, using 7,000 variables for sharp risk detection. Future growth includes scaling the LAP segment and exploring wealth products. The outlook is confident, focused on long-term value through prudent risk and tech innovation.