Piramal Finance Limited — PPTs, 16-06-2026: Investor Presentation

Here's a summary of the investor presentation for Piramal Finance:

**Business Performance:**

Piramal Finance saw a strong 25% year-over-year growth in total Assets Under Management (AUM), reaching ₹1,01,230 crore. The company has successfully transitioned its AUM mix, with the growth business now comprising 97% of the total, up from 91% in the previous year. The retail segment continues to be the primary driver, forming 85% of the total AUM, a significant increase from 34% in June 2021.

**Growth Drivers or Strategy:**

Piramal Finance is focused on its blueprint for value creation, aiming for ₹1.5 lakh crore AUM by March 2028. Key strategies include expanding its multi-product retail platform and building a granular, diversified Wholesale 2.0 book. The company is also leveraging AI extensively across its operations to drive growth, improve underwriting, and enhance customer experience.

**Recent Developments:**

The company reported robust Q4 FY26 results, meeting all its FY26 targets. It also achieved several credit rating upgrades, reinforcing confidence in its financial strength. Piramal Finance secured $350 million in inaugural DFI funding from IFC & ADB.

**Key Financial Metrics (if available):**

Consolidated Profit After Tax (PAT) for FY26 surged by 210% YoY to ₹1,506 crore. Growth business Profit Before Tax (PBT) was ₹1,560 crore, up 74% YoY. Return on Average AUM (RoAUM) for the growth business in Q4 FY26 stood at 2.1%, an improvement from 1.8% in Q4 FY25.

**Management Commentary / Outlook (if available):**

The company is on track to achieve its long-range goals for profitability and AUM growth. The outlook for FY27 is positive, with targets of 25% AUM growth and a 50% increase in profits. Management highlights the company's strong capitalization, low leverage, and healthy liquidity position as key enablers for future growth.