Tata Capital Limited — PPTs, 03-07-2026: Investor Presentation

Here's a summary of Tata Capital's investor presentation:

**1. Business Performance:**

Tata Capital continues to show strong growth with a Net AUM of ~$29.3 billion as of March 31, 2026. Retail and SME segments are key contributors, making up approximately 86% of the Net AUM. The company maintains a diversified product suite, with Home Loans, Loan Against Property, and SME loans being significant components.

**2. Growth Drivers or Strategy:**

The company is focused on a "Phygital" distribution model, combining a nationwide branch network with digital platforms and partnerships to enhance reach. Digital transformation and the harnessing of AI are central to their strategy, aiming to create seamless customer journeys and operational efficiencies.

**3. Recent Developments:**

Tata Capital completed its merger with Tata Motors Finance Limited, effective April 1, 2024. The company also successfully listed on NSE and BSE in October 2025.

**4. Key Financial Metrics:**

Consolidated Net AUM grew 20% YoY to $29,293 million in FY26. Net total income saw an 18% YoY increase. Profit after tax (excl. non-recurring items) rose 38% YoY.

**5. Management Commentary / Outlook:**

The company emphasizes its digital-first approach and AI capabilities to drive future growth and deliver superior customer experiences. They highlight a robust and diversified liability profile, ensuring competitive funding costs.