SG Finserve Limited — PPTs, 14-07-2026: Investor Presentation

Here's a summary of SG Finserve Limited's investor presentation:

**Business Performance:**

SG Finserve has posted its strongest quarter yet, with operating income more than doubling year-on-year. Profit after tax (PAT) surged 119% YoY to ₹54 Cr, while the loan book reached an all-time high of ₹4,552 Cr, an 82% increase YoY.

**Growth Drivers or Strategy:**

The company is focused on a "deepening and widening" strategy. This includes strengthening relationships with existing customers, acquiring new ones, expanding product offerings, forming strategic partnerships, and exploring adjacent financial services. Supply Chain Finance and Deep Tier Financing remain core business focuses.

**Recent Developments:**

SG Finserve has become one of the few NBFCs offering Factoring & TReDS solutions.

**Key Financial Metrics:**

* Loan Book: ₹4,552 Cr (up 82% YoY)

* Profit After Tax: ₹53.7 Cr (up 119% YoY)

* Net Interest Income: ₹82.1 Cr (up 92% YoY)

* Return on Assets (RoA): 5.1% (annualized)

* Return on Equity (RoE): 14.0% (annualized)

* NPAs: NIL

**Management Commentary / Outlook:**

Management highlights strong operational discipline with a Cost-to-Income ratio below 15% and NIL NPAs. The company is well-capitalized with sufficient headroom for growth. They anticipate a AUM CAGR of 25-30% and PAT CAGR of 30-35%. They plan to scale Supply Chain Finance, Deep Tier Financing, and strengthen Factoring, Invoice Financing, and TReDS offerings, while also planning to launch LAP & Digital Lending programs.