Turtlemint Fintech Solutions Limited — PPTs, 17-07-2026: Investor Presentation

Here's a summary of Turtlemint's investor presentation, crafted for retail investors:

**1. Business Performance:**

Turtlemint saw strong growth in FY26, with revenue from operations reaching INR 10,983 Cr, a 57% increase YoY. Platform premium also surged 31% YoY to INR 38,678 Cr. This growth is largely driven by its extensive network of 659,073 digital partners, with 75.36% of business originating from B30+ geographies, highlighting deep reach beyond metros.

**2. Growth Drivers or Strategy:**

The company is focused on expanding its digital partner network, especially in high-growth B30+ markets. A key strategy is to become a one-stop shop for customer financial needs by adding new insurance products and other financial services like mutual funds and loans.

**3. Recent Developments:**

Turtlemint is actively integrating AI across its operations, aiming to become an "AI First" company. This includes AI-driven sales channels, co-pilots for digital partners and relationship managers, and AI-powered customer support for improved retention and productivity.

**4. Key Financial Metrics:**

For FY26, Revenue from Operations was INR 10,983 Cr, up 57% YoY. Service EBITDA grew 70% YoY to INR 1,416 Cr. Adjusted EBITDA improved significantly to a breakeven in Q4 FY26 from a loss in FY25.

**5. Management Commentary / Outlook:**

Turtlemint sees a vast opportunity in India's underpenetrated insurance market, driven by increasing demand from B30+ areas and digital penetration. The company emphasizes its unique tech-enabled PoSP model and granular network as key competitive advantages. Future plans include deepening customer relationships and expanding its product offerings.