OnEMI Technology Solutions Limited — PPTs, 29-07-2026: Investor Presentation

Here's a summary of the investor presentation for retail investors:

**Business Performance:**

OnEMI Technology Solutions saw strong growth in the quarter ended June 30, 2026. Assets Under Management (AUM) surged by 61% year-on-year and 13% quarter-on-quarter, reaching ₹8,001 crore. This growth was primarily driven by the expansion of its loan portfolio. Profit after tax (PAT) also saw a significant jump of 59% year-on-year to ₹95 crore.

**Growth Drivers or Strategy:**

The company is focusing on scaling its Loan Against Property (LAP) segment, which aims to diversify its secured lending exposure and is expected to grow further. Leveraging its AI/ML-driven underwriting and risk assessment models is central to its strategy for driving efficiency and scale.

**Recent Developments:**

The company successfully completed its listing on the NSE and BSE in May 2026, marking a significant milestone.

**Key Financial Metrics:**

- **AUM:** ₹8,001 crore (up 61% YoY)

- **Profit After Tax (PAT):** ₹95 crore (up 59% YoY)

- **GNPA (Stage 3):** 2.25% (improved 139 bps YoY)

**Management Commentary / Outlook:**

Management remains on track to meet its FY27 guidance, supported by robust operating performance and disciplined execution. The focus is on capital efficiency and shareholder value creation, with expectations of reduced operating expenses and cost of borrowings as AUM scales.