Piramal Finance Limited — PPTs, 11-03-2026: Investor Presentation

Here's a summary of the investor presentation for Piramal Finance Limited, tailored for retail investors on Twitter:

**Piramal Finance: Q3 FY26 Update**

**1. Business Performance:** Piramal Finance is showing strong growth, with total Assets Under Management (AUM) up 23% YoY to ₹96,690 Cr. The "Growth Business" is the primary driver, up 34% YoY and now representing 95% of total AUM. Retail lending continues to dominate, making up 82% of the total AUM, driven by housing loans and LAP.

**2. Growth Drivers or Strategy:** The company is focused on its "High Tech / High Touch" model for retail lending, integrating technology with a strong branch network. The Wholesale 2.0 segment is also expanding, focusing on real estate and mid-market corporate lending.

**3. Recent Developments:** Piramal Finance announced the monetization of its Shriram Life Insurance stake for ₹600 Cr in December 2025.

**4. Key Financial Metrics:** Consolidated Profit After Tax (PAT) surged 940% YoY to ₹401 Cr. The growth business PBT was ₹427 Cr, up 101% YoY. Net Interest Margin (NIM) improved to 6.3%.

**5. Management Commentary / Outlook:** The company is on track to meet its FY26 targets, with a continued focus on AUM growth and profitability. They aim for a RoAUM of over 3% and significant AUM growth towards ₹1.5 lakh Cr by March 2028.