SG Finserve Limited — PPTs, 16-04-2026: Investor Presentation

Here's a summary of SG Finserve Limited's investor presentation, focusing on the key highlights:

**Business Performance:**

SG Finserve reported strong growth for FY26. Gross disbursements exceeded ₹25,000 Cr, up 40% YoY, while the loan book reached an all-time high of ₹3,936 Cr, a 75% YoY increase. Profit After Tax (PAT) saw a 58% YoY jump to ₹127.65 Cr.

**Growth Drivers or Strategy:**

The company is focused on a "deepening and widening" strategy. This includes expanding product offerings like factoring (which commenced in March 2026), acquiring new customers, and forging strategic partnerships. They are also exploring adjacent financial services.

**Recent Developments:**

SG Finserve successfully raised ₹316 Cr through warrant conversion, strengthening its capital structure for future growth. The company also achieved NIL NPAs, highlighting disciplined asset quality.

**Key Financial Metrics:**

* **PAT:** ₹127.65 Cr (FY26) vs ₹80.99 Cr (FY25)

* **Loan Book:** ₹3,936 Cr (as of March 31, 2026)

* **RoA:** 4.8%

* **RoE:** 12.0%

**Management Commentary / Outlook:**

Management expresses satisfaction with the results, emphasizing their core strength in Supply Chain Financing. They are targeting AUM growth of 25-30% CAGR and PAT growth of 30-35% CAGR, with a focus on maintaining NIL NPAs and expanding into new product areas and geographies. Digital capabilities and AI are seen as key enablers for future operations.