SG Finserve Limited — Investor Meet, 22-04-2026: Analysts/Institutional Investor Meet/Con. Call Updates

SG Finserve Limited held a conference call to discuss Q4 FY26 earnings. The company reported strong financial performance, with operating income at INR 334 Cr (up 96% YoY) and Profit After Tax at INR 128 Cr (up 58% YoY). The loan book reached an all-time high of INR 3,936 Cr, up 75% YoY. Q4 PAT saw a 30% QoQ increase to INR 42 Cr. Management highlighted the strength of their supply chain finance model, which has maintained nil NPAs, attributing this to short-term loans, invoice backing, end-use monitoring, and a robust early warning system. The company sees significant growth runway for the next 10-15 years, with plans to scale its supply chain financing operations and explore opportunistic cross-sell businesses. Current leverage stands at 1.9x, with a comfortable range of 2x-3x, and ample bank lines to support future AUM growth to INR 10,000 Cr. The outlook remains positive, with management confident in sustaining growth and profitability.