Piramal Finance Limited — PPTs, 27-04-2026: Investor Presentation

Here's a summary of Piramal Finance's investor presentation:

**Business Performance:** Piramal Finance has achieved ₹1.01 lakh crore in total Assets Under Management (AUM), a 25% year-on-year increase. The company has successfully transitioned to a retail-led business, with retail now comprising 85% of its total AUM. The legacy business has shrunk significantly, now representing less than 3% of total AUM.

**Growth Drivers & Strategy:** The company is focused on scaling its retail lending platform and expanding its Wholesale 2.0 book. Digital initiatives, including the use of AI through "Piramal.ai," are central to driving efficiency and improving customer experience. Piramal Finance aims to double its AUM to ₹1.5 lakh crore by March 2028.

**Recent Developments:** Piramal Finance saw several credit rating upgrades during Q4 FY26, with agencies affirming its financial strength. The company also secured $350 million in inaugural DFI funding from IFC and ADB.

**Key Financial Metrics:** Consolidated Profit After Tax (PAT) for FY26 was ₹1,506 crore, a significant 210% YoY increase. The company achieved a RoAUM (Return on Average AUM) of 2.1% for the growth business in Q4 FY26.

**Management Commentary / Outlook:** Management highlights strong growth visibility and a robust strategy to achieve its long-range goals, including profitability and AUM growth. They are focused on building a future-proof, AI-native company.