Piramal Finance Limited — PPTs, 21-05-2026: Investor Presentation

Here's a summary of the investor presentation for Piramal Finance:

**Business Performance:**

Piramal Finance has achieved strong growth, with total Assets Under Management (AUM) crossing ₹1 lakh crore, up 25% YoY. The growth business now constitutes 97% of total AUM, with retail forming a dominant 85% share. Consolidated Profit After Tax (PAT) saw a significant 210% YoY increase, reaching ₹1,506 crore for FY26.

**Growth Drivers & Strategy:**

The company is focused on expanding its retail lending platform, which includes housing loans, LAP, used car loans, and business loans. A key strategy is leveraging technology and AI through "Piramal.ai," which has shown a more than 3x increase in usage for various business functions from underwriting to customer service.

**Recent Developments:**

Piramal Finance secured inaugural DFI funding of $350 million from IFC & ADB, and saw several credit rating upgrades to AA+ / Stable. They have also expanded their branch network to 701 locations across 26 states.

**Key Financial Metrics:**

* Total AUM: ₹1,01,230 Cr (up 25% YoY)

* Consolidated PAT: ₹1,506 Cr (up 210% YoY)

* Retail share in total AUM: 85%

* RoAUM (Growth business): 2.1% in Q4 FY26

**Management Commentary / Outlook:**

The company aims for continued AUM growth of 25% in FY27, with a projected 50% growth in profits. They are targeting a RoAUM of ~2.5% in FY27, driven by operational efficiencies and a stronger focus on the growth business.