Pine Labs Limited — PPTs, 25-05-2026: Investor Presentation

Pine Labs delivered robust financial performance in Q4 FY26, showcasing strong growth and profitability. Revenue from operations reached ₹701 Cr, a 17% increase year-on-year, while Adjusted EBITDA surged by 73% YoY to ₹146 Cr. Profit After Tax turned positive at ₹59 Cr, a significant improvement from the previous year.

The company's growth is driven by its expanding commerce and fintech platform. Key strategic focus areas include building a strong AI-first product suite for agentic commerce, expanding its issuing and acquiring platform, and deepening its presence in international markets. Recent developments highlight strategic partnerships, including with OpenAI, and product expansions like SignalIQ for automated underwriting and biometric authorization.

Looking ahead, Pine Labs anticipates sustained revenue growth in the 21-23.5% range, supported by its diversified platform and ongoing market wins. The company is well-positioned to capitalize on the evolving digital payments landscape and its strategic initiatives are expected to drive durable, long-term value.