OnEMI Technology Solutions Limited — PPTs, 28-05-2026: Investor Presentation

Here's a summary of the investor presentation for OnEMI Technology Solutions Limited:

**1. Business Performance:**

The company showed strong growth in FY26, with Assets Under Management (AUM) increasing 73% YoY to ₹7,066 Cr. Total Income also saw a significant jump of 63.3% YoY. Profit After Tax (PAT) grew by an impressive 75.2% YoY to ₹281 Cr.

**2. Growth Drivers or Strategy:**

Kissht is focusing on expanding its product offerings, particularly its Loan Against Property (LAP) segment, which is expected to scale strongly in FY27. They are also leveraging their proprietary AI/ML underwriting models to enhance customer acquisition and risk assessment.

**3. Recent Developments:**

The company recently listed on NSE & BSE on May 8, 2026. They also onboarded Sachin Tendulkar as a strategic investor and brand ambassador, boosting brand credibility.

**4. Key Financial Metrics:**

* YoY Revenue Growth: 63.3%

* YoY PAT Growth: 75.2%

* AUM: ₹7,066 Cr (up 73% YoY)

* RoAAUM: 5.0%

* RoAE: 24.0%

**5. Management Commentary / Outlook:**

Management highlights a disciplined approach with a focus on reducing the cost base and improving margins. They are targeting over 40% AUM growth, a 10-15% YoY reduction in impairment costs, Gross NPA below 2.25%, and RoAAUM of 4.5-5.0% for the upcoming year.